Income & Medicare Premiums
IRMAA -for Medicare Beneficaries Medicare does not cost the same for everyone, and some individuals are subject to pay higher premiums due to their income. We will quickly break down what you need to know to avoid paying more for your Medicare benefits. IRMAA – Income Relation Monthly Adjustment Amount
Medicare & HSA
Medicare & HSA You made it! It may seem surreal that Medicare is finally approaching your doorstep and the discussions around the water cooler about Medicare with your colleagues are not getting you the answers you need. One thing to keep in mind is that Medicare is unique for everyone.
Medicare & Enrollment Periods
Enrollment Periods with Medicare Medicare is not automatic for everyone; signing up just because you are 65 is not always the best strategy. We will break down enrollment periods with Medicare and share tips along the way. Initial Enrollment Period Your Initial Enrollment Period (IEP) for Medicare is a 7-month
Josephine Testimonial
I am a high school teacher and mother of two daughters. I am writing to thank Tim Schatz for guiding me through the medical insurance process. Despite holding a master's degree and feeling competent about handling my own business, I have found working with medical insurance companies extremely difficult to
Enrollment Periods for Individual and Family
Enrollment Periods for Individual and Family Coverage Options Navigating your insurance options can quickly feel overwhelming with all the jargon and knowing when to start acting. Typically, there are two times throughout the year when you can apply for insurance in the open market. We will break down the difference between the
Is an HSA right for me?
Is an HSA Right for Me? In 2003, Health Savings Accounts were created to help individuals with high deductible health plans (HDHP) receive tax-preferred treatment of dollars saved for medical expenses. Today we now have multiple options to help individuals save for healthcare costs. As of 2018, over 50% of
Am I Eligible for Free COBRA Benefits?
Am I Eligible for Free COBRA Benefits? Breaking Down American Rescue Plan Act Many of us saw this as another round of economic impact payments to help us provide for ourselves and our families. There was also a huge effort in this act to ensure that Americans have access to
How to Sign Up for Medicare
How to Sign Up for Medicare Signing up for Medicare is not the same process for everyone and acting at the right time for your situation could save you thousands of dollars over time in retirement. When the time comes, it is as simple as signing up for your benefits
Alvie Testimonial
I am writing to recommend the agency services of Schatz Benefit Group. As a company we have been very pleased with the level of integrity, product knowledge and professionalism of SBG and have provided relayed positive feedback of their experiences. We continue to recommend Schatz Benefit Group to our members